Digital Operating Platform for the Store

More Than a POS.
Your Entire Store Digitized.

Meet iPaySeller — the all-in-one digital platform that powers your entire store. From sales and inventory to customer connections, online orders, eVouchers and business reports, everything works together in one place. Run smarter. Reach more customers. Grow your business beyond your storefront.

See The Three Layers Unique Layers
4 Terminals Staff Workflow Retail · Wholesale · VIP Thermal Receipts
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4 Terminals Staff Workflow Retail · Wholesale · VIP Thermal Receipts Mixed Payments E-Voucher Economy Profit & Loss Verified Sellers
The Three Layers

Why iPaySeller is not just another POS

A traditional POS system stops at layer 1. iPaySeller runs all three layers of your business — from the counter, to control, to growth.

Layer 1 · Run the Store

The Counter & the Basics

Everything your existing POS already does — products, prices, terminals, sales, receipts and payment methods.

  • Products & prices
  • Inventory tracking
  • 4 terminals with staff PINs
  • Sales & thermal receipts
  • Cash · Transfer · POS · E-Voucher
Layer 2 · Control the Business

The Management Control Room

Reconciliation, profitability and supplier control — the management layer traditional POS systems don't provide.

  • Shift & till reconciliation
  • Settlement ledger (per channel)
  • Real Profit & Loss (COGS + expenses)
  • Suppliers, POs, price comparison
  • Cost alerts & staff performance
Layer 3 · Grow the Store

The Customer Internet Platform

Connect your physical store to customers online — the layer no traditional POS can reach.

  • Online store & product catalogue
  • Customer accounts & search
  • Online orders & digital receipts
  • E-Voucher wallet & top-ups
  • RFM analytics & repeat customers
The Platform

Everything you need to run a modern store

Not a wallet. Not just a POS. A complete retail operating system that replaces your counter, your notebooks, your spreadsheets and your guesswork.

4 Self-Service Terminals

Give four staff their own terminal — each with a PIN, a name and a live reconciliation slip.

  • Per-staff 4-digit PINs
  • Live payment-method split
  • Print-ready close-out slip

Retail · Wholesale · VIP Pricing

Assign pricing profiles to individual customers and quantity-based prices that trigger automatically.

  • Margin, Markup, Fixed, Discount
  • Quantity tiers (10+ at ₦1,800)
  • Temporary unit-price reduction

Thermal Receipt Printing

Every sale prints a receipt with store header, "Served by" staff, itemised totals and a WhatsApp-ready digital copy.

  • Thermal-printer ready (58 / 80mm)
  • Served-by staff attribution
  • Send to customer via WhatsApp

Mixed-Payment Checkout

Accept Cash, Transfer, POS and E-Voucher — alone or combined — in a single sale. Server validates every naira.

  • Cash + Transfer + POS + E-Voucher
  • Per-method reconciliation ledger
  • Server-side payment validation

Stock & Expiry Alerts

Sixteen quantity bands, reorder levels and near-expiry warnings — before customers ask.

  • Low / Out-of-stock flags
  • Expiring batches < 30 days
  • Live total stock value

Profit & Loss

Revenue, COGS, expenses and true net profit — with margins you can trust.

  • Auto-computed COGS %
  • Expense categories
  • Today / 7d / 30d / month / year

Suppliers & Purchase Orders

Directory, POs, receiving with batch + expiry capture and amounts owed per supplier.

  • PO → receipt workflow
  • Per-supplier cost history
  • Supplier price comparison

Staff Performance

Ranked leaderboard, per-staff sales, average basket and cash / transfer / POS split.

  • Terminal 1–4 assignment
  • Packaging assignments
  • 7-day trend sparkline

Verified Seller Network

Anyone can find a SITA-verified store by Local Government, State or store name — and top up directly.

  • LG / State / Store Name search
  • Bank-to-wallet top-up
  • Voucher → Naira withdrawal
Order Assignment Workflow

Orders route themselves to your staff — electronically

Orders from the marketplace and terminal sales are assigned to staff slots, tracked through packaging, and marked complete — with the seller wallet credited automatically on completion.

1

Assign to Staff Slot

Every incoming order (from marketplace or terminal) is sent to Staff 1, 2, 3 or 4 for packaging.

2

Mark as "Packaging"

Staff clicks Start Packaging. The order moves to the "clearing" state and its line items appear as a checklist.

3

Mark as "Completed"

Staff ticks every item and presses Complete. The order is locked as fulfilled, with a signature trail.

4

Wallet Credited

For marketplace orders, the seller's wallet is credited instantly. Terminal sales are already paid at the counter.

Why Switch

Your existing POS was built for inside the store

Your current POS software was designed to help you operate the counter. It can print a receipt, track stock and produce a basic sales report. That is useful — but it stops at the edge of your shop.

iPaySeller was designed to help you operate the counter and connect that counter to your customers. It adds a full business-control layer (reconciliation, profitability, supplier management) and a customer internet layer (online store, orders, e-voucher wallet) around the same store you already run.

That is a different category of product. Not "another POS with more buttons" — a digital operating platform for the store.

No Hardware Lock-in

Run iPaySeller on any phone, tablet or laptop. No proprietary terminals to buy, no licence keys to manage.

Real Profit, Not Just Sales

Your existing POS shows revenue. iPaySeller shows revenue, COGS, expenses and true net profit — with a live P&L.

Stock That Talks Back

Low-stock alerts, expiry countdowns, reorder levels. Your shelf tells you what to buy, and when.

Staff Accountability

Every sale is attributed to a terminal and a named staff member. Ranked performance, shift close-outs, packaging workflow.

Settlement Reconciliation

Cash, transfer, POS, e-voucher — each reconciled against expected amounts, with variance tracking and bank references.

Suppliers & POs Included

Raise purchase orders, receive stock with batch/expiry capture, compare supplier costs, and track what you owe.

Online Store & Orders

Every seller gets a searchable online storefront. Customers can find you by LG, state or store name, and order online.

E-Voucher Wallet

A digital voucher economy that keeps money circulating inside your store until redeemed. Not a normal POS feature.

Customer Intelligence

RFM segments (Champions, Loyal, At-Risk) and a reward engine. Know who your best customers are — and keep them.

12 Exportable Reports

Sales, orders, stock alerts, shifts, settlements, expenses, P&L, staff, suppliers, POs, RFM, debtors — CSV + print.

Server-Side Pricing

Every price is re-verified on the server. Front-end tampering can never sell below your floor price.

Notification Center

Low stock, long-open shifts, unmatched settlements, supplier cost jumps — pushed to your dashboard, categorised by severity.

Existing POS Software

  • Tracks sales — but no true P&L
  • Stock you can't see until it's finished
  • Expiry losses found by accident
  • Debtors remembered on paper
  • Staff sales — who sold what? Unknown
  • No supplier comparison or POs
  • No online store, no customer wallet

With iPaySeller

  • Full P&L: revenue, COGS, expenses, net
  • Stock alerts fire before the shelf empties
  • Batches flagged 30 days before expiry
  • Debtors list with WhatsApp reminders
  • Per-staff leaderboard, per-terminal split
  • Suppliers, POs, price comparison built in
  • Online store, orders & e-voucher wallet
Marketplace Search

Find a Verified Seller near you

Search by Local Government, State or Store Name. Every seller listed is SITA-verified. Send cash to their bank account and your wallet is topped up with e-voucher — ready to spend in-store.

Find A Verified Seller By Local Gov't, State Gov't & Store Name

Try a store name (e.g. JendolSuperstores) or a location (e.g. Ikeja, Lagos)

Enter a store name or location to begin
Multiple Pricing

One product. Three price tiers. Zero mistakes.

Assign a pricing profile to any customer and set quantity-based prices that trigger automatically at checkout.

Retail

Walk-in Customers

The default selling price. Every counter sale starts here.

Example Paracetamol 500mg → ₦1,000 per card
Wholesale

Bulk Buyers

Quantity tiers that trigger automatically when a customer buys in volume.

Example Buy 10+ cards → ₦850 per card
VIP

Loyal & Staff

Named customers (assigned by phone, User ID or Profile ID) get their own price.

Example Assigned VIP → ₦900 on every purchase
Receipt Module

Every sale. Printed. Attributed. Archived.

A thermal receipt is generated the moment a sale completes. It carries your store header, the staff who served the customer, every item, the payment method, and a QR-ready digital copy you can send on WhatsApp.

  • Thermal-printer ready (58 / 80mm)
  • "Served by" staff attribution on every receipt
  • Itemised with quantity, unit price and line total
  • Auto-generated reference for reconciliation
  • Reprint from the seller dashboard or send via WhatsApp

SITA PHARMACY

38, Aina Street, Ojodu-Berger
Lagos, Nigeria
Tel: 0912 134 0842
Receipt #:T1-240118-A4F2C
Terminal:T1
Date:18 Jan 2024, 14:32
Served by:Timileyin Isaac
Status:COMPLETED
Customer:John Doe
ITEM / QTYAMOUNT
Paracetamol 500mg₦2,000.00
₦1,000.00 × 2
Vitamin C 1000mg₦1,800.00
₦900.00 × 2
Subtotal₦3,800.00
Discount-₦0.00
TOTAL₦3,800.00
Paid (MIXED)₦3,800.00
How It Runs

From opening the store to closing the till

Four steps. Fully logged. Fully reconcilable. Every single day.

1

Open a Shift

Pick a terminal, assign the staff, enter the opening float. Timer starts. Sales begin to attribute.

2

Sell Across Channels

Cash, transfer, POS and e-voucher — plus marketplace orders and self-service carts. All tracked per terminal.

3

Package & Assign

Assign sales to a staff slot. They see exactly what to pack. Completing adds funds to your withdrawable wallet.

4

Count & Reconcile

Close the shift with a physical cash count. Variance is auto-calculated. Settlements are matched against the bank.

Inside the Dashboard

Twenty-plus working panels, all live

Every number is real, filterable, exportable — and it all sits in one scroll.

Today's Reconciliation4 terminal tabs · all 4 methods
Total Debt To ReceivePer-customer balances + reminders
Debt LedgerWho owes what · first/last order
Stock & Expiry Alerts16 quantity bands · expiry countdown
Terminal PINs4 unique PINs + audit trail
E-Voucher & Withdrawal PINsIndependent security
Terminal StaffsName 4 staff slots
Cash Withdrawal HistoryApproved · pending · rejected
E-Voucher Top-Up HistorySeller + buyer requests
Customers @ Order ChannelSpend, orders, debt
Today's Sales AssignmentMarketplace + terminal
Terminal Sales HistoryMerged per customer
Product CatalogCategory slider · bulk edit
Supplier Price ComparisonBest-cost · savings
Shift ReconciliationDenomination count · slip
Settlement LedgerExpected vs settled
Expense LogCategory · method · ref
Staff PerformanceRank · basket · split
Suppliers & POsDirectory · receive · owed
Cost AlertsSupplier jumps auto-notified
Customer RewardsPoints · catalogue · redeem
Historical Records7d · 30d · quarterly · 12m
Notification CenterStock, shifts, cost jumps
12 Exportable ReportsCSV + print-ready
Money & Banking

Four money channels, one honest ledger

Every naira that crosses your counter is captured, categorised and reconciled.

Cash

Till opens with a float, closes with a count. Variance auto-calculated.

Transfer

Recorded per terminal. Matched against your bank in the settlement ledger.

POS

Tracked separately so PSP settlement delays never distort your cash position.

E-Voucher

A voucher economy that keeps money circulating inside your store until redeemed.

Who It's For

Built for the real Nigerian store

If you sell physical goods and take money at a counter, this fits.

Pharmacies

Batch tracking, expiry alerts, supplier price comparison — the exact pain points.

Supermarkets & Provision Stores

High transaction volume, self-service flow, terminal-level reconciliation, staff accountability.

Mini-Marts & Neighbourhood Shops

Digital wallet, e-voucher, customer rewards and a P&L you can actually understand.

Ready to run your store properly?

Log in to your seller dashboard and open your first shift. Everything — stock, sales, staff, suppliers, profit — starts tracking itself.

Talk to Us
Terminal PINs · E-Voucher PIN · Withdrawal PIN · per-seller isolation
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